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Transcript
Text: Car Accident.
[An image shows of a silver hatchback driving down a suburban street.]
[Vision changes to an image of Maryam, the driver, talking to her passenger, Sanda.]
Maryam: Do you want to get some lunch before or after we shop?
Sanda: I’m a bit hungry, let’s get a...
[Brakes squeal and the noise of a car crash sounds.]
[Vision changes to an image of the silver hatchback crashed into a white sedan from behind.]
Maryam: Oh my goodness! I hit that car! Let’s get out of here... the guy’s not hurt!
[Vision changes to an image of Maryam sitting in the car looking distressed.]
Sanda: Maryam! What are you doing? You have to stop when you have an accident!
[Vision changes to a man in a red jumper approaching Maryam’s car.]
Man: You idiot! Look at my car! You’ll have to pay! I hope you have insurance.
[Vision changes to an image of Sanda holding Maryam’s license and a piece of paper as she approaches the man in the red jumper.]
Sanda: It’s OK. No-one’s hurt. Here are my friend’s details. Can you give us your name and address as well?
[Vision changes to an image of Maryam behind the wheel looking disoriented.]
Maryam: Do I have to tell the police?
Sanda: Hmmm….I’m not sure. Let’s phone the police and ask them.
Maryam: Phew, lucky I got my car registered. The insurance will pay to fix the car.
[Vision changes to an image of Sanda sitting in the car and talking with Maryam.]
Sanda: No! The insurance you get with your registration is called compulsory third party insurance. It pays for people who get hurt. You need to have separate insurance for car repairs.
[Vision changes to an image of Maryam sitting in the car looking dismayed.]
Maryam: Oh no!
[Vision fades to black.]
Text: A few weeks later
[An image shows of Maryam sitting on a couch with a letter in her hand.]
Sanda? Hi, this is Maryam. Hey, remember that car accident? I just got a letter from that guy’s insurance company.
[Vision changes to an image of Sanda sitting at a desk and talking on the phone.]
Sanda: What does it say?
[Vision changes to an image of Maryam sitting on a couch and talking on the phone.]
Maryam: I have to pay $2,000 in 14 days! I can’t pay that! What can I do?
[Vision changes to a close-up image of the letter. The words “Please pay the amount of $2000” are highlighted.]
Sanda: You need to see a lawyer, Maryam.
[Vision changes to an image of the reception of through glass doors. A sign on the doors reads “Legal Aid Lawyers And Services”.]
Miryam: Can you help me with this?
[Vision changes to an image of Maryam sitting at a desk with an older woman.]
Older woman: Well, I’ll write to the insurance company – we’ll find out if you should pay and if you should, how much.
Maryam: Oh thank you.
Older woman: And… you really should get car insurance.
Maryam: But it’s so expensive!
[Vision changes to an image of an application form for third-party property insurance.]
Older woman: Well, you can get third party property insurance which pays for damage to the other car. That is quite cheap. But if you can pay a bit more, and you’ve got a good car, get comprehensive insurance.
Maryam: What’s that?
Older woman: That means the insurance pays for damage to the other car and to your car. But...make sure you look around to get a good price.
[Vision changes to an image of Maryam smiling in agreement with the older lady.]
Maryam: OK, thanks so much for your help.
[Vision changes to an image of the older woman smiling at Maryam.]
Older woman: I’ll be in touch when I hear from the insurance company.
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